EMB’s competitive rates, flexible funding options, and range of payment processing solutions make partnering with us an easy choice. The nutraceutical business is booming, with new products being introduced every week, and TV doctors praising their benefits. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. regulations that dictate other. Factors like chargebacks and. Learn MoreVOIP and Telecom. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. Does. Interchange-plus pricing. TranZlytics also offers advanced real-time reporting for faster and better use of CRM data. Although it provides services for all business types, EMB specializes in high-risk accounts. 3rd party integrations. No matter what industry, EMB offers approved merchants access to: Business funding options. Nutraceuticals (also referred to as nutra) is a growing industry in the United States and worldwide. In the United States, about 75% of adults take some form of dietary supplement; 10 percent over the past 10 years, according to the Council for. The reason is that there is a growing interest in health and wellness, and the demand for dietary supplements is increasing rapidly. Phase 1, same-day credits, was introduced a year ago, allowing users to move payments from their bank accounts to the. You sell a service that does not show up on the door in one to two weeks. The magic happens behind the scenes. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. This is then sent to a payment processor. An acquiring bank, also known as an acquirer, is a third party that offers a merchant account to a business for the purpose of accepting payments. 28 billion in 2019, according to Grand View Research. If you sell vitamins, herbal products, or supplements, you will likely have to open a high-risk nutraceutical merchant account with your bank or payment processor. We look forward to working with you! Apply Online Today. Having a merchant account allows an account holder to take advantage of merchant cash advances. High-Risk Merchant Account. EMB offers merchants end-to-end solutions for all businesses, including high-risk businesses that offer nutraceuticals, gaming, travel services, or telecom services. When a customer purchases something from Canada, or from your Canadian eCommerce or retail store, their credit card transaction processes through a payment gateway. 8% from 2017 to 2022. 1. Electronic Merchant Systems (EMS) is a leading provider of payment processing and merchant services. The types of businesses approved for merchant services can vary between the different merchant-acquiring banks. International accessibility. Find the Best Payment Processing Solutions in the Field True professionals in. As a high risk business, you’ll be unable to secure a standard account with the majority of acquirers, so you should look for a respectable payment processor. Read More. Dharma’s monthly fee is $20 per month. com, the nation’s #1 high risk payment processor. Merchants in need of a high risk merchant account can find affordable payment processing without the excessive fees that other merchant services providers charge. S. As the demand for NMN products continues to escalate, nutraceutical businesses must equip themselves with reliable merchant account processing systems to efficiently manage the growing demand for. A merchant account is a specific type of bank account that allows merchants to accept payments. Services are fine but they are impossible to get in touch with for anything once you are a client — customer service, sales, anything. The Allied payment gateway has an industry-leading 99. EMS equips businesses, whether brick-and-mortar or online, with the tools necessary to accept all major credit cards. Due to regulatory and compliance concerns, these businesses face challenges in finding suitable merchant accounts and payment gateway solutions. The Payment Experts. No credit card required . Although everyone deserves a. Vantiv Worldpay Merchant Services by FIS is a payment processing service that provides solutions for financial institutions and financial service providers. According to reports, the global nutraceutical market is worth $233. Due to it’s online presence, especially on social media and television, men and women alike are more likely to purchase their health and beauty products and services via websites and over the phone. The first step of the non-profit funding process begins with an online donation or purchase. What Merchants Say. Step 3: Acquiring Bank Routes the Transaction. That said, this will severely limit your ability to accept online. S. While this growth translates into more business for merchant service companies, finding a reliable payment solution remains a big hurdle for many marijuana operators. Please use our quick form to start the application process and get your store up and running today! Signing up is quick, and easy. SeamlessChex can set your business up with a nutraceutical merchant account you can trust. While this growth translates into more business for merchant service companies, finding a reliable payment solution remains a big hurdle for many marijuana operators. EMB is a leading provider of high risk merchant accounts, offering all-inclusive payment processing solutions for every kind of business, with a 99% approval rating. In most cases, this involves merchant accounts, payment gateways, card readers, POS systems, and other merchant-related solutions. EMB is recognized as one of the most experienced high risk providers in the industry. This industry is expected to gross over 40 billion dollars this year. Beer, wine, and liquor Merchant Account Services. EMB + YOU. When a bank turns away your speculative business away for a merchant account, turn to EMB for solutions. APPLY NOW! Req. PAYFASTO NUTRACEUTICALS PROCESSING DETAILS. Student loan merchants don’t have many options left for them, that’s why it’s important to do your research and weigh all your options to find the best student loan doc prep services provider in the field. Funds are not collected directly by the service provider; instead, they are processed by a merchant account. It doesn’t mean that you have no options, you do, you just need to apply for a special bail bonds merchant account. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. First Name. Call us immediately to get on the fast track for a travel club merchant account approval. Easy Pay Direct has been amazing!EMB offers a variety of secure payment gateways (including its own), efficient payment processing, and a hassle-free application process. Square even lets you create a free online store. Finding a knowledgeable payment processor is better to help your nutraceutical merchant account get through all legal actions. The company has special integration pricing that applies if you add these services to your basic EMB merchant account. The company specializes in merchant accounts for high-risk businesses. The responsibility for revokes and returns is borne by the electronic check processor. Solutions. Professional Service. One gateway, One Application, One Point of Contact – multiple merchant accounts. S. EMB offers merchants in Hong Kong end-to-end services for all businesses, including high-risk businesses that offer nutraceuticals, gaming, travel services, or telecom services. Despite a number of mass shooting incidents throughout the country, some gun companies are seeing business start to boom. The Payment Experts. And the best part – unlike ANY other merchant account provider we know of – we ACTUALLY have a 99% approval. EMB has partnered with hundred of businesses like yours to meet their unique payment processing and merchant account needs. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. Payment Facilitators: Beware the Latest Scams and Fraud. When you begin your payment processing. They also need to accommodate a large variety of payment types from their customers, which include both health insurance billing, credit card payments and cash. In most card-present or CP chargebacks, issuing banks bear the responsibility to repay cardholders. Even if you have been previously rejected by other credit card processors or have a bad credit score and. A merchant account is a bank account that is specifically used for accepting customer payments, usually by credit card, debit card, or other electronic transfer. You need a dependable high risk merchant account provider for your nutraceutical merchant account. This has created a significant demand for online credit card sales and nutraceutical merchant account services. Discussing NMN, Nutraceuticals, & Merchant Payment Processing This Interview with Drew Brasiel of TouchSuite Merchant Services focuses on NMN and the Nutraceuticals industry discussing merchant payment processing. audience that continues to be extremely health conscious is the baby boomers. In 2018, seven democratic senators launched legislation to slow down the “revolving door” between major pharmaceutical firms and federal bureaus like the Drug Enforcement Administration (DEA) that control them. There are several factors that can differentiate between a high and low-risk merchant account. Below you can find the reasons an adult merchant account could be classified as high risk: 1. Please use our quick form to start the application process and get your store up and running today! Signing up is quick, and easy. Industries. A merchant account is a business account with an acquiring bank. We get nutraceutical merchants approved when other processors decline. The merchant services need to protect themselves, without. Register your business. The condition is even more tricky for Nutraceutical companies since they are affected by the High Risk vs Low-Risk categorization, done mainly by merchant account providers for Payment Processing. First, on the high risk merchant list is nutraceuticals. Merchant Service Providers. Some of the commonly accepted businesses include; Adult Toys and. Call us immediately to get on the fast track for high risk merchant processing, and get your high risk merchant account approved fast. A Spotlight on the Nutraceutical Merchant Account Holders: Streamlining the Market. S. Get approved for a nootropic, supplement and nutraceutical merchant account. S. That is why it is highly important to search for a reputable payment processor that will get you a merchant account without major difficulties. Credit repair is a necessary service to help everyday people take back control of their financial future. Cigars and Pipes. The global outlook for nootropics is also impressive, with a 17. Apply Now. Consumers are embracing holistic and natural forms of healthcare, which has led to explosive growth in vitamins, supplements and other. Here are the steps you’ll need to follow: 1. Once you have the essential knowledge and resources, the next step is to. The tools involved: The. Our merchant account website serves a wide range of industries, including e-commerce, healthcare, nutraceuticals, collections, and more. High-risk businesses typically operate in industries that are prone to. If your business fits into any of these categories, you’re primed to start working with Dharma. It’s not your business bank account—it’s a separate account that holds transacted funds before they are sent to your regular business bank account. Stripe is one of the leading merchant services providers out there. The global dietary supplements industry was estimated at $123. S. Patent Pending “Transaction Routing” Technology, More than 250 Shopping Carts Integrated, “Quick Click” checkout pages, Fraud Scrubbing technology, Kount fraud scoring, Tokenization, Quickbooks integration, Mobile Payments, Email Invoicing, recurring billing and so much more. eMerchant Authority helps companies to process their B2B transactions quickly and easily. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. When you open a merchant account, you’re really opening a line of credit to accept credit card. They can charge a higher interest rate, or have the customer pay into a reserve account. 3. Banks and traditional lenders rather. These businesses need a trusted company like PayKings to provide them with high risk credit card processing. Zion Market Research shows the global dietary supplements market is projected to grow at a compound annual growth rate (CAGR) of 8. AmCard Payments was among the first to specialize in Nutraceutical Merchant Accounts by offering a complete processing suite designed specifically for merchants offering Nutraceutical products. Chargeback protection. No longer will customers call to purchase or. The merchant account credit card processing involves: Collecting sales information from the merchant. 3. 20 USD fee per transaction. S. Clover: Best for POS. When chargeback rates hit 2 percent, payment processors can lose money, so underwriters often deny nutraceutical merchant account applications. Easy Pay Direct specializes in high-risk industries and has experience working with gaming businesses . It’s safe to say the supplement industry is booming. Your merchant account communicates with the customer’s card issuer to confirm the transaction. In some cases, it is a planned and intentional act of fraud, but in other cases it may be something like “ friendly fraud . Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. To keep diseases, like high blood pressure, at bay and to maintain optimal wellness levels, consumer demands for supplements and nutraceuticals continues to rise. Protect your nutraceutical business from exorbitant bank holds and reserves. S. Payment processing for high risk nutraceutical merchant accounts are in high demand. EMB is a pioneer in face-to-face and contactless payment processing in Hungary and worldwide that understands the complexities that come with accepting debit and credit card transactions. Make sure your new MSP offers a dedicated merchant account and can meet all of your needs for processing payments in. We, at eMerchantBroker, would gladly bring to you a nutraceutical merchant account crafted to suit your specific needs. Acquiring a Nutraceutical Merchant Account While it may seem like filling out an application with a provider of merchant accounts is easy enough, there is a bit more to it. Documents to Obtain a TMF Merchant Account. Documents Required for Nutraceutical Merchant Account. S. Published on March 14, 2016. For some it is, but for the majority of business owners. Learn More In 2016, 15. We at EMB, or eMerchantBroker. Industries -. Shopify: Best for. small business owners, only 32 percent of small business owners are aware of the impending Europay, MasterCard and Visa (EMV) rules Depending on the size of the security breach, not being EMV compliant could be enough to destroy a merchant's profits or the company entirely. This ensures the highest levels of security at all time. So, when a nutraceutical company applies to a bank for a merchant account to accept debit and credit transactions, it hits a wall. Quick and Easy See full list on emerchantbroker. 1. We have solutions that work for all types of businesses. sales@intl-payments. The main reason is that many payment processors and banks consider nutraceutical companies high-risk merchants. Payment gateways. The “Risk” in High Risk Merchant Accounts Even though you have a legitimate business and sell only the highest quality supplements and wellbeing products, banks worry about nutraceutical. A flat-rate pricing structure is offered by Stripe:A high-risk merchant account is a holding account where money is received after the customer’s payment reaches. Or Call: 800-993-6300. A merchant can be classified as high risk for many reasons, ranging. 3% in recent years, and in 2015 the industry grossed $74 billion in the United States alone. com, know that nutraceutical merchant accounts are hard to come by. PayPal will hold funds in a merchant’s account until they transfer them to a bank, allowing PayPal access to that money until it has been cleared. When using an offshore merchant account, your acceptable chargeback ratio increases from below 2% to 3-4%. ePay Global need the following documents for nutraceuticals payment gateway with an application which will help the. Next, you will usually be fully approved (that is, through underwriting) within three to five business days. In general, nutraceutical start ups experience a lot of chargebacks. Authorize. There are several factors that can differentiate between a high and low-risk merchant account. This can be done by phone, email, or in person. We have a step by step proces to secure CBD Merchant Accounts. But Americans have started to invest in their health and the weight loss market is booming. And with tons of supplements flooding the market every day, small businesses that sell supplements are. Our merchant account managers offer expert advice and guidance throughout the relationship of your account and will help you prevent fraud, reduce chargebacks and increase profits. This allows the acquirer to offer payment services to their clients. With many customers getting a case of buyers remorse, unfortunately the tech support industry. This prohibition can be for several things, including the owner’s financials or credit background to the sales history, transaction types, or industry that the business operates within. Get access to our full spectrum of payment solutions. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts;About EMB . Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. S. This refers to both business and personal finances. Dharma Merchant Services: Merchant Account: $15 ($12 for nonprofits) Interchange-Plus: Helcim: Merchant Account: $0. Many people in this audience prefer to purchase their supplements online via. One of the main reasons has to do with the higher rate of chargebacks and disputes. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary supplements, vitamins, and other health-related products. Nutraceutical merchants that are doing well have a high volume of sales, which naturally creates more opportunities for chargebacks, fraud, and other problems to occur. Stax: Best for avoiding transaction fees. Nutraceuticals are divided into three categories: dietary supplements (vitamins, minerals, fatty acids, in the form of tablets and capsules), functional food (probiotics, nuts, tomato products, yogurt), and. Begin accepting credit and debit cards for CBD products today by filling out EMB’s simple online application. After the devastation at Emanuel AME Church in Charleston, South Carolina last month, the President declared. The nutraceuticals industry is booming in the United States, but how is it fairing around the world? In India the nutraceutical market is growing at a rate faster than in the U. Medical practice is just as risky if not riskier than the said industries. Our typical turn-around time is 3-5 business days and in certain cases the very same day. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure. Mobile, online, and social technologies have brought a real revolution in the way consumers get access to information. If you take a. E-commerce. By opening an EMB merchant account, businesses gain access to a wide range of benefits including global payment processing capabilities, fraud protection tools, and robust. EMB merchants can. 2. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. High-Risk Merchant Services for Nutraceuticals | National Merchants. Same-day debits have been called “Phase 2” in NACHA’s faster-payments plan. At eMerchant Authority, you will have a fair chance of getting your merchant account approved even if you’re in the high-risk category. Cannabis and CBD Merchant Account Services. Learn MoreIn 2016, 15. One of the main reasons has to do with the higher rate of chargebacks and disputes. There's no underwriting process, so even a new e-commerce business can open an account. As our staff at FintechMerchantAccounts conducted our research on the nutraceutical industry (” Nutra”) we found that it is estimated to grow to a staggering $671 billion by 2024 worldwide. EMB is recognized as one of the most experienced high risk providers in the industry. U. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts;Ways that nutraceutical companies can get their credit card processing in order. Asia-Pacific was the biggest market for dietary supplements in 2016. EMB, as a premier payment processing company, offers special rate plans to merchants involved in the collection agencies, hospitals, and medical billing industries. For more information, please contact us at 800. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. #1 PaymentCloud Strong Reputation For Fast Approvals. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them securely. The cannabis business is one of the fastest-growing industries in the United States. The most recent negative review mentions held funds: Signed up for a processor sent all needed information, Just for funds to be held and canceled 90-180 days. In fact, Americans spent billions of dollars this year on finding ways to combat hair loss. Domestic and international solutions with no contracts, low rates and next day funding. Services. Create your Sales Team with our sub ISO agent program. Best for online and international sellers: Durango Merchant Services. Generally, all responsibly run legal business will be approved by any merchant service provider who accepts adult business. This industry is expected to gross over 40 billion dollars this year. Take a look at the latest methods for processing credit and debit card payments, including. In the digital age, one thing has become so common on the tongues of most merchants is “making money online. If you are a pharmaceutical merchant interested in selling nutraceutical products, EMB is the payment processing solution you have been waiting for. Depending on the business’ industry, the history of the business or its owner, these can affect a merchant requires a high-risk merchant account in order to operate. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. What this pandemic has also revealed is that the “fee-for-service” payment model is actually harming providers. Factors like chargebacks and. X. Apply Now. The reason is that more and more people are looking into natural cures for their ailments. Further projections have the U. Figures are projected to reach $358. We take the guesswork out of getting a Slovakian high risk merchant account. EMB offers safe, cost-effective merchant account solutions. Like many other companies that are classified as “high risk” by lenders, nutraceutical companies have uphill battles when they seek nutraceutical company merchant accounts. If a merchant has a high. Digitally sign and submit your application. High Volume Merchants. The 3 Types of Merchant Services. In his. 1 billion. If you're looking for payment solutions that will positively impact your business, Zen Payments is ready to help. But a renewed interest in health and fitness has created a booming weight supplement industry. This is good news for nutraceutical merchants, as they have a never ending audience ofr their products and do not have to abide by the strict U. Nutraceutical products are normally classified as high-risk. We specialize in providing long-lasting merchant accounts for. EMB is recognized as one of the most experienced high risk providers in the industry. Get your pay. According to Zion Market Research, global dietary supplements market was valued at USD 132. Unlock your business potential with a merchant account designed for credit repair merchants. Like many other companies that are classified as “high risk” by lenders, nutraceutical companies have uphill battles when they seek nutraceutical company merchant accounts. The Payment Experts. You won’t have to worry about handling cash or trying to deposit it into your business bank account. Quick & Easy Merchant Account Setup! Contact our nutraceutical team. S. 770-690-8369. eMerchantBroker (EMB): EMB stands out as another leading high-risk and one of the best merchant account services provider in 2023. A merchant account is a bank account that is designed specifically for businesses to accept and issue payments, usually by credit card, debit card, or other electronic method. High Transaction Volume. Businesses that plan to operate in the US need to register with the relevant government authorities before opening a merchant account. 20% + $0. S. In order to maintain a thriving business, debt collection merchants must provide electronic payments. According to a recent survey of 600 U. 02 billion (2023). Tech Support Merchant Accounts. When it comes to payment processing, security is paramount. Complete Agent Tools to help merchant services agents understand and sell high risk processing services across all types of business. It is important to note that third-party credit card processors will only work with those who sell CBD oil that is low-THC, made from industrial hemp as CBD oil from marijuana is considered a controlled substance. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. sales@intl-payments. After decades of processed foods and unhealthy habits, nutraceuticals and the plant-based food revolution is gaining traction, though many are wary of medicinal uses of some of these products for a variety of reasons. U. Get a secure Nutraceutical Merchant Account with QuadraPay. Same-day debits have been called “Phase 2” in NACHA’s faster-payments plan. Our Service Solutions for Yours B2B Payments. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and. Nutraceutical products are normally classified as high-risk. Here’s how our reliable and specialized payment processing solutions can give your business the confidence to scale. High-risk payment processing refers to the handling of transactions that are considered to have a higher level of risk, such as products in the nutraceutical industry. Recurring Billing Recurring bills play an important role in of our lives. Hospitality; Hospitality Reports; Hospitality Reports Books; Caller ID Slick; Kitchen Video; Lighthouse;. 1-800-621-4893. Login credentials to the credit card to bitcoin payment gateway are securely emailed to you. Electronic Merchant Systems is best for small to mid-sized merchants for low and high-risk payment processing. com. Learn MoreThe US and the Philippines are the only countries where commercial bail bond companies have dominance over pretrial release systems. government regulates. The per transaction fee is usually a percentage of the transaction amount plus a flat fixed fee per transaction. The recurring payment processing model is a common billing method businesses use by merchants in various industries. 2. Nutraceuticals are divided into three distinctive categories: functional food (probiotics, nuts, tomato products, yogurt), functional beverages (sports drinks), and dietary supplements (vitamins, minerals. 3 billion by 2022. Both the owners of painting businesses and independent painters may work with clients who would prefer paying them via credit cards. eMerchantBroker is the #1 source for check processing for collection agencies. Our merchant account managers offer expert advice and guidance throughout the relationship of your account and will help you prevent fraud, reduce chargebacks and increase profits. Multiple Underwriting Banks - If one bank decides to stop underwriting you and refuses to accept transactions, you want to have others that can take over without interrupting your ability to take payments online. DSHEA is an acronym that stands for the Dietary Supplement Health and Education Act of 1994. In addition, our credit card processing services do not restrict. Despite the recent economic depression, American small business owners have fought for survival and are on the rebound. EMB has partnered with Shopify to meet your payment processing and merchant account needs. eMerchant Authority is the leader in payment processing for high-risk merchants. Moreover, the LA-based company boasts a 99% account approval rate – one of the highest in the industry. These services may include payment gateway integration, fraud detection and prevention, chargeback management, and customer support. EMB serve? Our merchant account website serves a wide range of industries, including e-commerce, healthcare, nutraceuticals, collections, and more. No set up fees – you can open an account at any. The student loan document preparation industry is considered high risk. The State Police will provide the necessary information and resources to complete the application. Without this business account, which actually works more like a line of credit, a. Nutraceutical Merchant Account Solutions Made Simple. 1. The SBA states that half of Americans work for, or own a small business. There are some businesses that struggle to secure payment processing solutions due to the lack of health regulation of their particular industry – the nutraceutical industry is definitely one of them. Some adult payment processors will set you up with an offshore merchant account. An Accounts Summary page appears. Final Verdict. Flat-rate pricing. Our team of experts have a strong reputation of providing industry-specific support for low-risk industries: Apparel. Choosing the right merchant account processing solution is a critical decision for businesses. AP Holdco LLC. The United States’ nutraceutical market has taken a major blow as inquiries led by legislators have revealed that many vitamins and nutraceutical companies are lying about what’s in their products. This law grants the FDA adequate legal authority and enforcement capabilities to safeguard consumers, yet allowing them the freedom to access a wide range of inexpensive, high quality, and secure dietary supplement products. The payment processing for non-profit organizations functions through 5 basic steps: 1) Online Donation or Merchandise Sale is Submitted. Despite the fact that international drugs are 60 to 70 percent less expensive than drugs from the United States, Mastercard and Visa have formed an alliance with the Center for Safe Internet Pharmacies (CSIP) to stop the. Find useful information, the address and the phone number of the local business you are looking for. We offer our vast array of skills and knowledge to help ensure that nutraceutical merchants and their companies are treated. X. 00: Flat-Rate or Interchange-Plus: A Closer Look At 10 Best Small Business Credit Card Payment Processing Companies. And while they cater mainly to high risk merchants, their services are also available to lower risk businesses looking for trustworthy,. Our typical turn-around time is 3-5 business days and in certain cases the very same day. A merchant account for bad credit can, therefore, be opened for low and. By opening an EMB merchant account, businesses gain access to a wide range of benefits including global payment processing capabilities, fraud protection tools, and robust. The nutraceuticals industry is booming in the United States, but how is it fairing around the world? In India the nutraceutical market is growing at a rate faster than in the U. Get a U. Requesting and obtaining authorization for the sales transaction. Supplements and vitamins like Raspberry Ketones, Hydroxycut, Garcinia Cambogia, and more are flying off the shelves. These banks are registered with specific card associations, like Visa, Mastercard, or American Express. There are two main reasons for this. The main reason is that many payment processors and banks consider nutraceutical companies high-risk merchants. The nutra industry has seen an annual growth rate of about 6. EMS is pleased to offer businesses in Miami a range of secure payment processing solutions for both online and in-person transactions.